Money Train Slot Review - 20,000x Max Win, Multipliers & Free Spins

Money Train Slot - Editor's Comment

Money Train arrived in 2019 and quickly became a calling card for Relax Gaming's high-volatility output. The Wild West theme is familiar territory, but the game's reputation rests on the Money Cart bonus round rather than the base game. That bonus is where the real tension sits: sticky symbols, multiplier values and a reset-to-three-spins mechanic that can either fizzle out quickly or build into something substantial.

The original Money Train is not the most extreme game in the series. Later releases pushed volatility and maximum win potential higher, and some Irish players may encounter those sequels first. This page deals only with the original 2019 game, which has its own RTP, bet range and max win. That matters if you are comparing versions before choosing where to play.

The appeal here is the bonus structure. The base game is deliberately sparse, with high volatility meaning long stretches without a meaningful return. Players who prefer frequent small wins will find the pace difficult. Those who accept that the feature is the main event will recognise why the original still gets attention. The Buy Feature offers direct access to the Money Cart round, though it carries the same high variance as triggering it naturally.

What We Liked

• Focused bonus design: The Money Cart round is the clear centrepiece, with sticky symbols and multipliers that can extend the feature.
• Clear Wild West presentation: The dusty frontier setting and character symbols give the game a coherent identity.
• Straightforward bet range: The game offers a range of stake options to suit different bankrolls.
• Buy Feature option: Players who want direct access to the bonus can use the in-game Buy Feature at the published price.

What is the Money Train Slot?

Money Train is a five-reel, four-row video slot from Relax Gaming. It is set in a Wild West world where a gang of outlaws attempts to rob a train, and the symbols include a debt collector, a TNT expert, a gunslinger and their notorious leader. The game uses 40 fixed paylines and a high-volatility maths model.

The original Money Train launched the series and established the Wild West heist theme that later games built on. Relax Gaming's own product materials describe it as a high-volatility slot with fixed paylines and a substantial maximum win. Those figures apply to the original game, not to Money Train 2, 3 or 4. PokerNews

The central mechanic is the Money Cart bonus round, triggered by landing three Bonus scatter symbols. During the round, special symbols can carry multipliers or other modifiers, and each new symbol resets the spin count to three. That structure is what separates Money Train from a standard free-spins game and gives the feature its distinctive rhythm.

Money Train Slot Machine At A Glance

The table below summarises the original Money Train's published specifications. It does not include details from later games in the series.

RTP can vary between versions of a slot, and some markets receive different configurations. Irish players should check the RTP displayed in the game's information panel at their chosen operator, because the version available can vary by jurisdiction.

Money Train Slot RTP, Payout and Volatility

Money Train has a published RTP for the standard version. RTP is a long-run theoretical average, not a prediction for any individual session. It describes what percentage of all wagered money a game is designed to return to players over millions of spins. A player's actual results over a short session can be far above or below that figure.

The game is high volatility. That means wins are less frequent but can be larger when they arrive. The base game is deliberately lean, and the bonus round carries most of the payout potential. Later games in the series advertise higher maximum win potential, but those figures do not apply to the original.

RTP can differ between versions of a slot, and some markets receive different configurations. If you are comparing RTP across operators, check the in-game information screen rather than relying on a general figure.

How to Play Money Train

Money Train uses a conventional slot interface. The steps below describe the basic process.

1. Choose a licensed operator that offers Relax Gaming titles and check that Money Train is available in your jurisdiction.
2. Open the game and wait for it to load. The reels, bet controls and spin button will appear on screen.
3. Set your bet using the plus and minus controls. The game offers a range of stake options to suit different bankrolls.
4. Press the spin button to start a round. The reels spin and stop, and any winning combinations on the 40 fixed paylines are paid according to the paytable.
5. Watch for three Bonus scatter symbols. Landing three triggers the Money Cart bonus round.
6. If you prefer, use the Buy Feature to enter the Money Cart round directly, where the operator permits it.

There is no skill element in the base game. The outcome of each spin is determined by a random number generator, and no betting pattern or spin timing can change the odds. The Buy Feature is a shortcut to the bonus, not a strategy that improves expected value.

Money Train Gameplay, Graphics & Sound

The visual design places the game in a dusty frontier town, with railway tracks, steam engines and a cast of outlaw characters. The reels are framed by industrial details, and the colour palette leans on browns, oranges and muted greens. The character symbols are drawn with enough detail to give the game a distinct identity, and the soundtrack uses a tense, atmospheric score that fits the heist theme.

Animations are smooth, and the bonus round has its own visual treatment, with symbols locking in place and multipliers displayed clearly. The interface is uncluttered, with the bet controls and spin button positioned conventionally. The game runs in a browser and is compatible with mobile devices, though the layout is designed for a landscape orientation.

The overall presentation is more restrained than some later Relax Gaming titles, but it remains coherent. The theme is not decorative: the train heist concept ties directly into the bonus round, where the gang attempts to crack open safes and collect multiplier values. That connection between theme and mechanic is part of why the original still holds up.

Money Train Slot Features

Money Train's feature set is built around the Money Cart bonus round. The base game includes wild symbols that substitute for other symbols, except the scatter, to help complete winning combinations. The scatter symbol is represented by the Bonus symbol, and landing three of them triggers the Money Cart round.

During the Money Cart round, special symbols can appear with multiplier values or other modifiers. Each new symbol that lands resets the spin count to three, which means the round can continue as long as new symbols keep arriving. This is not a traditional free-spins feature with a fixed number of spins. It is a respin-style bonus where the round ends when no new symbols land before the spin count reaches zero.

The Buy Feature allows players to purchase direct entry to the Money Cart round. This is an optional shortcut, not a separate game mode. The same bonus round is used whether it is triggered naturally or bought.

Money Train Bonus Features: Wilds, Multipliers, and Free Spins

Wilds

Wild symbols substitute for any other symbol except the scatter. They can appear on the reels during the base game and help complete winning combinations on the 40 paylines.

Scatter Symbols

The scatter is the Bonus symbol. Landing three of these symbols anywhere on the reels triggers the Money Cart bonus round. The scatter does not need to appear on a specific payline.

Multipliers

During the Money Cart bonus round, multiplier symbols can land and remain in place. These multipliers can increase the value of the bonus payout. The exact multiplier values are shown on the symbols themselves and are applied according to the game's rules.

Free Spins

Money Train does not have a conventional free-spins feature. The Money Cart bonus round serves a similar purpose: it is a separate phase where the player does not pay for each individual spin. The round starts with three spins, and each new bonus symbol resets the count to three. The round ends when no new symbols land and the spin count reaches zero.

Other Money Train Features

The main additional feature is the Buy Feature, which allows players to purchase direct entry to the Money Cart bonus round. This is available through the game interface where the operator permits it. The Buy Feature does not change the underlying odds of the bonus round; it simply removes the need to trigger it through the base game.

There is no progressive jackpot in the original Money Train. The maximum win is a fixed 20,000x stake, achieved through the bonus round. Some operators may offer the game alongside progressive jackpot titles, but the jackpot is not part of Money Train itself.

Where to Play Money Train

Money Train is distributed by Relax Gaming and appears at a range of licensed operators. Availability depends on the operator's jurisdiction and the version of the game they carry. Irish players should check that the operator holds the appropriate licence and that the game's RTP is displayed in the information panel before playing.

Relax Gaming is licensed and regulated in Great Britain by the Gambling Commission under account number 37462, according to its product page. The company also states that it is licensed in a number of other jurisdictions. That does not automatically mean every operator offering the game is licensed in Ireland. Players should verify the operator's own licence and terms.

For a general overview of where to find slots in Ireland, see our Irish casino reviews and best online slots Ireland pages. These directories list operators and their key terms, but they are not endorsements of any specific site.

Other Slot Games You Might Enjoy

If you like the high-volatility structure of Money Train, several other Relax Gaming titles use similar mechanics. Money Train 3 and Money Train 4 continue the series with further changes to volatility and bonus mechanics. Each has its own specifications, so compare them individually rather than assuming they play the same way.

Other Relax Gaming slots worth exploring include Temple Tumble, which uses a cluster-pays mechanic, and Hellcatraz, a high-volatility game with a different theme. For a broader view of the provider's output, see our Relax Gaming slots guide.